Saturday, November 27, 2010

Good Ideas for making small rooms look bigger

I see lots of mistakes made with small rooms when I meet with home sellers...I'd love to see clients making use of these really awesome suggestions!


For Your Clients: 10 Ways to Make a Small Room Look Larger

Thursday, October 7, 2010

The Good Neighbor Landlord

Many neighborhoods go from glory days to undesirable as homeowners move out and never look back once they've rented their property or sold it to investors. You hear the complaints from people about neighborhoods that have too many renters and how run down the neighborhood has become because of the absence of actual homeowners on the block. Yes, in some cases, renters can be blamed for a blantant "it's not mine attitude" that leads to over grown grass and debris and trash in yards and on sidewalks. However, the finger should also be pointed at the property owner. Being a landlord does not mean only showing up when there is a problem receiving the rent. There should be rules in the lease that address the upkeep of the yard, disposal of trash, not having equipment and miscellaneous items outside on the premises. Landlords should ensure that they are not purchasing property to buy and hold, creating blight on the block. Landlords should be ensuring that the building exterior is attractive and maintained. Landlords should take the time to screen tenants, leasing to those who will not be a noise disturbance. We need more conscientious landlords who care about the neighborhoods where they own property and earn income.

Wednesday, October 6, 2010

Reduce the risk of having mold in your home

Mold thrives in dark, damp places. Let the light in, open windows, and use intake fans in your basements and your bathrooms.

(610) 565-1995

Call me for immediate help with a short sale or other pre-foreclosure situation.

Places to live in the Philadelphia Area


When you are preparing to relocate to the Philadelphia area, as I did four years ago, determining where to live is the first hurdle. I originally thought only of the heart of the city. Being very unfamiliar with the region, I asked co-workers and friends for recommendations, I got a lot of fragments of info. The metro area is a little complex and to add to it some will suggest Delaware and New Jersey communities. So, first, you'll need to know that you indeed are only looking at one state or the other. If you are only going to consider Pennsylvania (either because of proximity to a place of work or info you've discovered regarding property taxes, commuter options, traffic patterns,community life, natural setting, weekend life, shopping and services, places of worship, school systems, etc.) then here is the overview of the City of Philadelphia and it's surrounding communities that you have been seeking. The City of Philadelphia was founded in 1682, hence, it still has the large amount of housing stock that is the oldest in the country. When I was considering purchasing a home in the City of Philadelphia I began my search in Center City and the lines quickly blurred into adjacent neighborhoods of Graduate Hospital, Bella Vista, Greys Ferry, Art Museum, Fairmount Park, Brewery Town, Manayuck, East Falls, Roxborough, Chestnut Hill, Germantown, Overbrook, Mt. Airy, and South Philadelphia. Of course, there is Society Hill and Rittenhouse Square...but these never made the list for my price range. In each of the neighborhoods closest to Center City I found an abundance of renovated row homes some very fancy with rooftop decks and attached garages. Many that I absolutely loved. However, I was not used to the often very narrow, sometimes too dark streets, limited street parking and some still very transitional blocks. Ultimately, I did not want to deal with the parking obstacles and the deal breaker, homes without exterior access to the rear. Having lived in three other cities I had always had the ability to "come in through the back" this was not the case with many of the South Philadelphia, Greys Ferry, and Graduate Hospital homes that I toured..."Deal Breaker" for me. I did have an interest in many of the homes in Chestnut Hill, Mt Airy, Overbrook, Wynnefield Heights, and Germantown...a few singles and a number of twins stayed on the list as I took my search to the Philadelphia Mainline. So, someone try to explain the "Mainline" to me? I decided it was best to research it on the internet. So, you too can read about the Mainline on Wikipedia. This search ultimately took me to visit, briefly, a few communities in Montgomery County and more extensively in Delaware County. (I did not search Chester County or Bucks County, but they too have good proximity to Philadelphia). I bought my home in Delaware County. Since living here, I have learned the various townships and boroughs and come to love it. Each of the communities is different. Many people try to categorize counties in one way, but that really cannot be done. It takes some research and soul searching to know where to live...and each of us as varying reasons unique to us. A lot of what exists in one County exists in the others within the various townships and specific boroughs, you just need someone who is knowledgeable to present the options for you. As a Pennsylvania Real Estate professional, I now have pleasure to showing clients all of these locations each and every day. When you need to find your place, call me at (610) 565-1995 so I can get you started with pricing and other info. Good luck with your move to South Eastern PA!!!

Halt on Foreclosures

http://www.washingtonpost.com/wp-dyn/content/article/2010/10/01/AR2010100105392.html

Saturday, September 4, 2010

Turn in your mortgage for a better one...

My expert professional refi advice would not have been this forceful a few months ago, but today I frankly say that every mortgage laiden homeowner better at least take a look at a possible refinance. (I have never been known to roll out cookie cutter typed suggestions.) But look interest rates on 30 year loans have been showing up under the 5% mark, plenty of homeowners likely to be staying put for at least another couple of years, could benefit from saving $100-$300 or maybe more per month. Sure, there are some basic "should I refinance?" checklists (there all over the web)you'll want to scan. The "keep the same lender" refinance tends to be simple in process, often no-cost..i.e. no loan fees, title costs, etc. Yes, you may extend back to a 30 year in the process if you are really trying to get the lowest monthly payment; so if you have concerns about adding the years back on be sure to discuss your other options with the loan officer. Perhaps, due to some current existing legislation, you may not need an appraisal or an indepth income verification. You can shop around for other lenders, maybe they offer a better rate than what your current mortgage company is willing to offer, but the process may have a few more requirements..it's a tradeoff you should choose the varibles that work well for you. I've found that rate quotes will not vary much for the individual, since they are driven so greatly by the consumer's credit history. Also be careful not to put in too many applications, which will increase the number of recent inquiries on your credit report. No matter what, do it now, rates may go up and in any scenario do the math, read each of the documents, ask questions, and understand the fine print.

Wednesday, August 25, 2010

Top 10 Fashion Movies

Love this post I just read...had to share it with my readers...."thank you" to the author!

Top 10 Fashion Movies

Monday, August 23, 2010

How to throw a Great housewarming party and make your new house feel like Home!

I am thrilled to have had the chance to recently attend a fun, festive housewarming party of a friend. The house is comfy, cozy with three levels of indoor space and perfect entertainment spaces outdoors to boot! My girlfriend has done good~ I love her place of solace and retreat from the world. She has already begun on personalization with artwork, furniture, and decor. So, the first thing she did to make it her home was have it blessed! I love that she asked the Creator to watch over her and her family in their new place. Then, for the party planning. There were invites through Facebook and Evite. Roughly 42 were invited to a 8pm-"until" event. And my best guess, 42 showed. It was a nice flow of seen and be seen folks. Everyone looked happy, relaxed, and fashionable..she happens to hang out with a nice looking crowd! There was a chef, who came with plenty of great cuisine. My friend's party libation has something to do with rum....very tasty. This housewarming was designed to morph into a birthday party (the hostess's bday would arrive at midnight) and with that came a surprise from friends...a Michael Jackson impersonator! Yes, by now this house is all warmed up!!!! I'd like to thank the hostess for having such a great party and once again congratulate her on her lovely home!

Wednesday, August 18, 2010

Homeowner Flood Woes, Demolition costs and stuck with a 30 year mortgage!

Recently flood waters did a great deal of damage in the Greater Milwaukee area, which is my original home. I have heard from many about the basements that flooded and items that were lost. Some due to sewer back up some due to rain water accumulation, or swollen water ways. Many are hearing "NO" from insurance companies. As a real estate professional I want to get the word out so that others understand what could happen post flooding. Yes, the insurance companies will say "no", but even further, the city/municipality will bill you for the cost of demolition if the home becomes deemed an unsafe structure, finally, the mortgage company will NOT forgive the balance of the loan! These are all things to ask about as loan docs are presented pre-closing on a new mortgage or a refinance. Also, asking the insurer if the policy will cover a needed demolition is wise! Watch the video show casing the misfortune of a Milwaukee homeowner, Tanesha James. My heart goes out to her and the other recent and not so recent flood victims in the world. This is a likely a precursor to filing bankruptcy for most.

Friday, August 13, 2010

About : Project Working Mom: Scholarships for Working Moms and Dads - eLearners.com

Check out Project Working Mom: Scholarship for Working Single Parents. I spent a year working at ACHIEVEability and it brought the social challenge of family poverty to the front of my everyday thoughts. While I knew at a distance that single parented families faced a set of unique challenges in terms of having enough income to rise above poverty levels; I never was previously very compelled to make any analysis of the those challenges. ACHIEVEability has built a full self sufficiency model from an education base. Requiring all program participants to pursue higher education in order to become more employable and obtain jobs at higher compensation levels. Scholarships and grants are what is needed to make such a model work well. It's great to see a campaign such as Project Working Mom serving this need!!!

Monday, July 26, 2010

Nicolet High School Glendale WI Flooded

I am so saddened to hear about the flood at Nicolet, the high school I attended in Glendale, WI. Luckily, students are on summer break. The report indicates that administrators are hopeful that the building will be back in service by September. I am especially glad that my parents' home was not flooded, they live across the highway from the school only on slightly higher ground.

I have not walked the halls or seen the interior of the school in over twenty years, seeing it after so many years in the video brought back memories of a great time, unfortunately seeing it under water takes away from the nostalgia.

Philly heatwave break

Finally! A break in the terribly hot weather, Monday is usually the dreaded day of the week. I am loving this Monday, sunny shine, a nice breeze, and cooler temps! Windows down, music up, off to today's appointments!

Monday, July 19, 2010

The Dell Music Center brings more summer outdoor concerts to Philly

I've always loved summer outdoor concert venues and I am putting this one on my "go to" list, along with Rock Creek Park's Carter Barron and Fort Dupont Park (my DC faves).

Some bands are legendary for their outstanding outdoor venue performances...Frankie Beverly & Maze fans know what I'm saying! Check out Fairmount Park's Dell Music Center's schedule, some shows are just $10.00 for lawn seating! Maybe I'll see you there on a breezy summer night in Philly.

Wegman's now open in Malvern, PA

Check out the new Wegman's

Saturday, July 10, 2010

700 S. 13th Street, Philadelphia

New listing!!!! Must See~! Call me. This beauty is at 13th and Bainbridge! Location, Location, Location~! Four bedrooms, 2 full baths, and Central A/C...with a patio and private parking!



PRESS PLAY!

Monday, May 10, 2010

Lady Lena Horne, Unmistakable Beauty

The remarkable, elegant, beautiful Lena Horne died at age 92 on Mothers' Day May 9, 2010.


Tuesday, April 20, 2010

LOSS OF A GREAT LEGEND AND TRUE AMERICAN HERO DR. DOROTHY HEIGHT

The passing today of Dr. Dorothy Height ways heavily on my heart and on those of millions. I first heard of Dr. Height during my student days at Howard University, during a time when I actually lived in off campus housing just doors from the offices of the National Council of Negro Women. Over the years as a DC resident, I came to know of Dr. Height's pioneering spirit. I also took an opportunity each year to join in at the Black Family Reunion on the National Mall where I could often catch an in person glimpse of Dr. Height embracing all the people she worked so tirelssly to impact. As I've grown older I am more in awe of how this beautiful woman of strength gave so much to each of us and left a legacy for women of all races and and picture of a woman that black women could be so proud to mirror. I enjoyed reading the USA TODAY article today that included a photo of Dr. Height and First Lady Obama together. Today, being my birthday, a great time of personal reflection; I am hoping that I can take a little of what this great woman has given and replicate it within my own circle of influence.

To Hostel or not to Hostel

After many years working in the hotel business...at some really nice Marriott hotels and a Ritz Carlton, I suddenly decided to do some quick research on the concept of hostels. So, a few clicks on the web lead me to search on whether or not the pricing is so affordable that one would have to consider sharing a common sleeping and washing space with strangers while on travel. So I did quickly find a "dorm bed" in Washington DC for forty bucks....yes, definitely cheap. So my next concern is are they safe...of course, the websites I found said beyond the very uncommon infrequent occurrences of small theft, they are indeed safe...and some of them offer lockers if you bring your own padlock.



I am still not going to be a hosteller. It's just not for me. I'll search the hotel sites for affordable rooms when I have travel on the horizon, I'm not twenty and I just require privacy. I am probably spoiled, too, by many years of visiting so many great hotels with great service and accomodations. Actually for me, the great hotel, is part of the whole reason I travel at all. Now, given the chance to do some mission work, I will have to accordingly make the adjustments and see the bigger picture.

I remember meeting a group of American and Dutch hostellers several years ago when I was vacationing in Nicaragua. I was curious about what was at the time a very newly formed concept, as far as I knew. They made it sound so "hippie" with quite a bit of inuendos about weed smoking. I think this experience fits some, is a cheap way to see the world, but does not make my list. If my nieces tell me they plan to stay in a hostel I'd be a little worried about letting them go.

Saturday, April 3, 2010

"An inclination join'd with an Ability to serve mankind, one's Country, Friends and Family ... should be the great Aim and End of all learning.'

Benjamin Franklin"

Friday, April 2, 2010

Additional SCHOLARSHIPS

"AFRICAN AMERICAN STUDENTS ARE NOT APPLYING FOR SCHOLARSHIPS
: Even if you do not have a college-aged child at home, please share this with someone who does, and to anyone and everyone that comes to mind. Though there are a number of companies and organizations that have donated money for scholarships to African Americans, a great deal of the money is being returned because of a lack of interest or awareness. No one is going to knock on our doors and ask if we can use a scholarship. Take the initiative to get your children involved. Money shouldn't be returned to donating companies because we fail to apply for it. Please pass this information on to family members, nieces, nephews, friends with children etc. We must get the word out that money is available. If you are a college student or getting ready to become one, you probably already know how useful additional money can be. (If clicking on the link doesn't work, then type in the Web site address manually.)

8) Sports Scholarships and Internships http://www.ncaa.org/about/scholarships.html
9) National Assoc. Of Black Journalists Scholarships http://www.nabj.org/html/studentsvcs.html
10) Saul T. Wilson Scholarships (Veterinary) http://www.aphis.usda.gov/mb/mrphr%20/jobs/stw.HTML
11) Thurgood Marshall Scholarship Fund http://www.thurgoodmarshallfund.org/sk_v6.cfm
12) FinAid: The Smart Students Guide to Financial Aid scholarships) http://www.finaid.org/
13) Presidential Freedom Scholarships http://www.nationalservice.org/scholarships
14) Microsoft Scholarship Program http://www.microsoft.com/college/scholarships/minority.asp"

Tap into SCHOLARSHIPS

"AFRICAN AMERICAN STUDENTS ARE NOT APPLYING FOR SCHOLARSHIPS: Even if you do not have a college-aged child at home, please share this with someone who does, and to anyone and everyone that comes to mind. Though there are a number of companies and organizations that have donated money for scholarships to African Americans, a great deal of the money is being returned because of a lack of interest or awareness. No one is going to knock on our doors and ask if we can use a scholarship. Take the initiative to get your children involved. Money shouldn't be returned to donating companies because we fail to apply for it. Please pass this information on to family members, nieces, nephews, friends with children etc. We must get the word out that money is available. If you are a college student or getting ready to become one, you probably already know how useful additional money can be. (If clicking on the link doesn't work, then type in the Web site address manually.)
1) BELL LABS FELLOWSHIPS FOR UNDER REPRESENTED MINORITIES http://www.bell-labs.com/fellowships/CRFP/info.html
2) Student Inventors Scholarships http://www.invent.org/collegiate/
3) Student Video Scholarships http://www.christophers.org/vidcon2k.html
4) Coca-Cola Two Year College Scholarships http://www.coca-colascholars.org/programs.html
5) Ayn Rand Essay Scholarships http://www.aynrand.org/contests/
6) Brand Essay Competition http://www.instituteforbrandleadership.org/IBLEssayContest-2002Rules.htm
7) Gates Millennium Scholarships (major) http://www.gmsp.org/nominationmaterials/read.dbm?ID=12"